Construction Loans – Build Your Perfect Home

Construction loans provide financing for building a new home from the ground up or making major structural additions. These loans cover the cost of land, materials, and labor during construction, often converting to a traditional mortgage once the project is complete. They are ideal for buyers who want complete control over their home design and layout. Construction loans offer flexibility in budgeting and timing, allowing you to create a home that meets your exact needs. Randy Bongard helps guide clients through each step for a smooth construction financing experience.

Financing Your Custom Home

Construction loans give buyers the ability to finance a home project without needing multiple loans. They are structured to fund construction in stages, with disbursements made as work progresses. Interest rates and terms are carefully selected to balance affordability with project costs. Randy Bongard works closely with lenders, contractors, and clients to manage the loan efficiently. This ensures your construction project stays on schedule and within budget, providing peace of mind throughout the process.

Guidance for a Seamless Build

Building a home can be complex, but having expert support simplifies the process. Randy Bongard provides detailed guidance on loan structure, documentation, and timelines. From pre-approval to project completion, he ensures clear communication and hands-on support. This reduces potential delays and helps clients make informed decisions. With Randy’s expertise, construction loans become a manageable and rewarding way to achieve your dream home.

Benefits of Construction Loans

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Finance the building of a new home or major renovations

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Funds disbursed in stages as construction progresses

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Allows complete control over design and customization

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Flexible terms and interest options for your project

A Path to Your Custom Home

Construction loans make it possible to bring your dream home to life with professional guidance and structured financing. With careful planning, these loans help manage costs, timelines, and approvals. Randy Bongard ensures clients understand every step and make informed decisions. His expertise in construction lending provides both security and flexibility, turning home visions into reality.

Why Choose Price Mortgage for Your Loan Needs

Choosing the right mortgage partner can make all the difference in your homebuying journey. With Randy Bongard at Price Mortgage, you gain more than just a lender—you gain a dedicated advisor committed to helping you achieve your financial goals and homeownership dreams. Every borrower’s situation is unique, and Randy takes the time to provide solutions that fit your specific needs, whether you’re a first-time homebuyer, refinancing, or investing in property.

We are known for

Personalized Guidance: Randy provides tailored mortgage solutions to match your unique financial goals and homeownership needs.

Expertise You Can Trust: With years of experience in both commercial and residential real estate, Randy brings deep industry insight to help you make informed decisions.

Transparent and Honest Service: Clarity and integrity are at the heart of everything Randy does, keeping you informed at every step of the mortgage process.

Flexible Loan Options: From first-time homebuyer programs to refinancing and investment property loans, Randy offers a wide variety of financing options designed to fit your goals.

Why Choose Randy Bongard at Price Mortgage?

Choosing the right mortgage partner can make all the difference in your homebuying journey. With Randy Bongard at Price Mortgage, you gain more than just a lender—you gain a dedicated advisor committed to helping you achieve your financial goals and homeownership dreams. Every borrower’s situation is unique, and Randy takes the time to provide solutions that fit your specific needs, whether you’re a first-time homebuyer, refinancing, or investing in property.

We are known for

Personalized Guidance: Randy provides tailored mortgage solutions to match your unique financial goals and homeownership needs.

Expertise You Can Trust: With years of experience in both commercial and residential real estate, Randy brings deep industry insight to help you make informed decisions.

Transparent and Honest Service: Clarity and integrity are at the heart of everything Randy does, keeping you informed at every step of the mortgage process.

Flexible Loan Options: From first-time homebuyer programs to refinancing and investment property loans, Randy offers a wide variety of financing options designed to fit your goals.

"FAQs"

I offer access to a wide range of loan programs, including conventional, FHA, VA, jumbo, refinance, and investment property loans. Because I work as a mortgage broker, I can explore multiple options to find the loan that best fits your goals and financial situation.

As a mortgage broker, I’m not limited to one lender’s products. This allows me to compare multiple loan programs and rates to find the most competitive and suitable option for you, rather than a one-size-fits-all solution.

The timeline can vary based on the loan type and your specific situation, but most home loans are completed within 30 to 45 days. I stay closely involved throughout the process to keep things moving smoothly and on schedule.

Absolutely. I work closely with first-time buyers to explain every step, review available programs, and help make the process clear and comfortable from application to closing.

To begin, you’ll typically need basic financial details such as income, assets, credit history, and the estimated purchase price or loan amount. Once you reach out, I’ll guide you through exactly what’s needed based on your situation.

Start Your Construction Loan Today

Construction loans require careful planning and expert guidance to succeed. Randy Bongard at Price Mortgage offers the knowledge, resources, and lender connections to make the process smooth and efficient. Whether building a custom home or adding major improvements, Randy ensures your financing aligns with your goals. Fill out the form below to start your construction loan journey and take the first step toward building your dream home.