Renovation Loans – Finance Your Dream Home Improvements

Renovation loans allow homeowners and buyers to finance both the purchase of a property and its improvements in a single mortgage. This option is ideal for homes that need repairs, upgrades, or modernization before moving in. Renovation loans combine construction costs with traditional financing, reducing the need for separate loans. They are perfect for buyers who want to create their ideal living space without depleting savings. Randy Bongard helps clients navigate these loans efficiently and ensures all improvements are properly financed.
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Transform Your Home with Ease

Renovation loans make it possible to buy a home that needs work while including repair costs in your mortgage. Borrowers can fund structural repairs, energy-efficient upgrades, and cosmetic improvements. These loans offer flexibility, allowing you to tailor financing to your renovation plans. Randy Bongard works closely with you to estimate costs, manage approvals, and streamline the process. With the right guidance, you can turn a fixer-upper into your dream home without financial stress.
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Expert Guidance for Smooth Renovations

Managing a renovation loan can be complex, but Randy Bongard ensures clarity every step of the way. From pre-approval to final inspection, he explains requirements and handles documentation efficiently. You’ll receive consistent communication, transparent advice, and support throughout the financing and renovation process. This approach minimizes delays and keeps your project on track. With Randy’s expertise, turning a house into your dream home becomes simple and achievable.
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Benefits of Renovation Loans

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Finance both purchase and renovation costs in one loan

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Flexible options for structural and cosmetic improvements

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Allows modernization or energy-efficient upgrades

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Helps buyers make homes move-in ready without extra loans
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A Smarter Way to Improve Your Home

Renovation loans offer a practical solution for buying or upgrading properties that need work. They combine financing and renovation into a single, manageable plan. Randy Bongard ensures every step—from cost estimation to project completion—is handled with care and expertise. His guidance helps you achieve your home vision without surprises. Renovation loans provide both flexibility and convenience for transforming any home.
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Why Choose Price Mortgage for Your Loan Needs

Choosing the right mortgage partner can make all the difference in your homebuying journey. With Randy Bongard at Price Mortgage, you gain more than just a lender—you gain a dedicated advisor committed to helping you achieve your financial goals and homeownership dreams. Every borrower’s situation is unique, and Randy takes the time to provide solutions that fit your specific needs, whether you’re a first-time homebuyer, refinancing, or investing in property.

We are known for

Personalized Guidance: Randy provides tailored mortgage solutions to match your unique financial goals and homeownership needs.

Expertise You Can Trust: With years of experience in both commercial and residential real estate, Randy brings deep industry insight to help you make informed decisions.

Transparent and Honest Service: Clarity and integrity are at the heart of everything Randy does, keeping you informed at every step of the mortgage process.

Flexible Loan Options: From first-time homebuyer programs to refinancing and investment property loans, Randy offers a wide variety of financing options designed to fit your goals.

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Why Choose Randy Bongard at Price Mortgage?

Choosing the right mortgage partner can make all the difference in your homebuying journey. With Randy Bongard at Price Mortgage, you gain more than just a lender—you gain a dedicated advisor committed to helping you achieve your financial goals and homeownership dreams. Every borrower’s situation is unique, and Randy takes the time to provide solutions that fit your specific needs, whether you’re a first-time homebuyer, refinancing, or investing in property.

We are known for

Personalized Guidance: Randy provides tailored mortgage solutions to match your unique financial goals and homeownership needs.

Expertise You Can Trust: With years of experience in both commercial and residential real estate, Randy brings deep industry insight to help you make informed decisions.

Transparent and Honest Service: Clarity and integrity are at the heart of everything Randy does, keeping you informed at every step of the mortgage process.

Flexible Loan Options: From first-time homebuyer programs to refinancing and investment property loans, Randy offers a wide variety of financing options designed to fit your goals.

talk to a loan specialist

"FAQs"

I offer access to a wide range of loan programs, including conventional, FHA, VA, jumbo, refinance, and investment property loans. Because I work as a mortgage broker, I can explore multiple options to find the loan that best fits your goals and financial situation.

As a mortgage broker, I’m not limited to one lender’s products. This allows me to compare multiple loan programs and rates to find the most competitive and suitable option for you, rather than a one-size-fits-all solution.

The timeline can vary based on the loan type and your specific situation, but most home loans are completed within 30 to 45 days. I stay closely involved throughout the process to keep things moving smoothly and on schedule.

Absolutely. I work closely with first-time buyers to explain every step, review available programs, and help make the process clear and comfortable from application to closing.

To begin, you’ll typically need basic financial details such as income, assets, credit history, and the estimated purchase price or loan amount. Once you reach out, I’ll guide you through exactly what’s needed based on your situation.

Get Started with Your Renovation Loan Today

Renovation loans are best handled with an experienced mortgage professional. Randy Bongard at Price Mortgage has the knowledge and resources to help you secure the right financing and manage the process smoothly. Whether you’re purchasing a fixer-upper or upgrading your current home, Randy ensures your renovation is funded efficiently. Fill out the form below to start your renovation loan journey and make your dream home a reality.