Reliable Conventional Loan Options

Conventional loans are one of the most widely used mortgage options for homebuyers and homeowners. These loans are not backed by a government agency, allowing for flexible terms and competitive interest rates. Conventional financing is ideal for borrowers with strong credit and stable income. It offers a wide range of loan terms and down payment options. Many buyers choose conventional loans for their long-term affordability and flexibility. Randy Bongard helps you determine if this program aligns with your financial goals.
Contact Us

A Loan Designed for Flexibility

Conventional loans provide borrowers with multiple options to fit different financial situations. With varying down payment requirements and term lengths, this loan type adapts to your needs. Private mortgage insurance may be avoidable with higher down payments, helping reduce monthly costs. These loans are suitable for both first-time buyers and repeat homeowners. Randy Bongard carefully reviews your profile to identify the most cost-effective structure. This personalized approach ensures you choose the right option with confidence.
Explore More

Clear Guidance at Every Step

Navigating conventional loan requirements can feel complex without the right support. Randy Bongard simplifies the process by explaining each step clearly and honestly. From pre-approval to closing, you receive consistent communication and expert advice. Every document, rate, and option is reviewed with your best interest in mind. This hands-on guidance helps avoid surprises and delays. You stay informed and confident throughout your mortgage journey.
Explore More

Benefits of Conventional Loans

_______

Competitive interest rates for qualified borrowers

_______

Flexible down payment and term options

_______

Ability to avoid mortgage insurance with sufficient equity

_______

Suitable for primary homes, second homes, and investments
get personalized Loan options

A Strong Choice for Long-Term Value

Conventional loans are a smart option for borrowers focused on stability and long-term savings. With proper planning, they can offer lower overall costs over the life of the loan. This loan type supports a wide range of property types and ownership goals. Randy Bongard helps structure your loan to maximize value and affordability. His expertise ensures the financing supports your future plans. Every recommendation is made with clarity and care.
Explore More

Why Choose Price Mortgage for Your Loan Needs

Choosing the right mortgage partner can make all the difference in your homebuying journey. With Randy Bongard at Price Mortgage, you gain more than just a lender—you gain a dedicated advisor committed to helping you achieve your financial goals and homeownership dreams. Every borrower’s situation is unique, and Randy takes the time to provide solutions that fit your specific needs, whether you’re a first-time homebuyer, refinancing, or investing in property.

We are known for

Personalized Guidance: Randy provides tailored mortgage solutions to match your unique financial goals and homeownership needs.

Expertise You Can Trust: With years of experience in both commercial and residential real estate, Randy brings deep industry insight to help you make informed decisions.

Transparent and Honest Service: Clarity and integrity are at the heart of everything Randy does, keeping you informed at every step of the mortgage process.

Flexible Loan Options: From first-time homebuyer programs to refinancing and investment property loans, Randy offers a wide variety of financing options designed to fit your goals.

talk to a loan specialist

Why Choose Randy Bongard at Price Mortgage?

Choosing the right mortgage partner can make all the difference in your homebuying journey. With Randy Bongard at Price Mortgage, you gain more than just a lender—you gain a dedicated advisor committed to helping you achieve your financial goals and homeownership dreams. Every borrower’s situation is unique, and Randy takes the time to provide solutions that fit your specific needs, whether you’re a first-time homebuyer, refinancing, or investing in property.

We are known for

Personalized Guidance: Randy provides tailored mortgage solutions to match your unique financial goals and homeownership needs.

Expertise You Can Trust: With years of experience in both commercial and residential real estate, Randy brings deep industry insight to help you make informed decisions.

Transparent and Honest Service: Clarity and integrity are at the heart of everything Randy does, keeping you informed at every step of the mortgage process.

Flexible Loan Options: From first-time homebuyer programs to refinancing and investment property loans, Randy offers a wide variety of financing options designed to fit your goals.

talk to a loan specialist

"FAQs"

I offer access to a wide range of loan programs, including conventional, FHA, VA, jumbo, refinance, and investment property loans. Because I work as a mortgage broker, I can explore multiple options to find the loan that best fits your goals and financial situation.

As a mortgage broker, I’m not limited to one lender’s products. This allows me to compare multiple loan programs and rates to find the most competitive and suitable option for you, rather than a one-size-fits-all solution.

The timeline can vary based on the loan type and your specific situation, but most home loans are completed within 30 to 45 days. I stay closely involved throughout the process to keep things moving smoothly and on schedule.

Absolutely. I work closely with first-time buyers to explain every step, review available programs, and help make the process clear and comfortable from application to closing.

To begin, you’ll typically need basic financial details such as income, assets, credit history, and the estimated purchase price or loan amount. Once you reach out, I’ll guide you through exactly what’s needed based on your situation.

Get Started with the Right Loan

Choosing a conventional loan is easier with expert guidance on your side. As a mortgage broker at Price Mortgage, Randy Bongard has access to multiple lenders and competitive loan options. His advisory approach helps you compare choices and make informed decisions. Whether you’re buying or refinancing, support matters. Complete the form below to get started with a conventional loan tailored to your needs.