Flexible FHA Loan Solutions

FHA loans are designed to make homeownership more accessible for buyers who may need more flexible qualification guidelines. This loan program offers lower down payment requirements and more accommodating credit standards compared to conventional loans. FHA loans are a popular choice for first-time homebuyers and those rebuilding credit. With government backing, they provide added security and stability for borrowers. FHA financing helps open the door to homeownership without unnecessary barriers. Randy Bongard helps you understand how this program fits your financial goals.
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Why FHA Loans Make Sense

FHA loans are built to support buyers who want a smoother path to owning a home. With more lenient approval requirements, these loans make it easier to qualify while still offering competitive interest rates. They are especially helpful for buyers with limited savings or past credit challenges. FHA loans also allow gift funds and flexible debt-to-income ratios. Randy Bongard works closely with you to ensure this option aligns with your long-term plans and budget.
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Guidance You Can Trust

Choosing the right loan goes beyond interest rates—it’s about confidence and clarity. FHA loans come with specific guidelines, and having expert guidance makes all the difference. Randy Bongard provides clear explanations and hands-on support throughout the process. From application to closing, every detail is handled with care and transparency. You’ll always know where you stand and what to expect next. This approach helps reduce stress and keeps your homebuying journey on track.
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Why FHA Loans Are Popular

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Lower down payment requirements compared to conventional loans

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More flexible credit qualification standards

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Competitive interest rates backed by government insurance

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Ability to use gift funds toward down payment and closing costs
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A Smarter Path to Homeownership

FHA loans are ideal for buyers looking for affordability without sacrificing stability. This program provides a practical solution for entering the housing market with manageable upfront costs. With proper planning, FHA financing can support both short-term affordability and long-term financial growth. Randy Bongard takes the time to explain how FHA loans work and what to expect. His goal is to help you move forward with clarity and confidence. Every step is guided with your best interests in mind.
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Why Choose Price Mortgage for Your Loan Needs

Choosing the right mortgage partner can make all the difference in your homebuying journey. With Randy Bongard at Price Mortgage, you gain more than just a lender—you gain a dedicated advisor committed to helping you achieve your financial goals and homeownership dreams. Every borrower’s situation is unique, and Randy takes the time to provide solutions that fit your specific needs, whether you’re a first-time homebuyer, refinancing, or investing in property.

We are known for

Personalized Guidance: Randy provides tailored mortgage solutions to match your unique financial goals and homeownership needs.

Expertise You Can Trust: With years of experience in both commercial and residential real estate, Randy brings deep industry insight to help you make informed decisions.

Transparent and Honest Service: Clarity and integrity are at the heart of everything Randy does, keeping you informed at every step of the mortgage process.

Flexible Loan Options: From first-time homebuyer programs to refinancing and investment property loans, Randy offers a wide variety of financing options designed to fit your goals.

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Why Choose Randy Bongard at Price Mortgage?

Choosing the right mortgage partner can make all the difference in your homebuying journey. With Randy Bongard at Price Mortgage, you gain more than just a lender—you gain a dedicated advisor committed to helping you achieve your financial goals and homeownership dreams. Every borrower’s situation is unique, and Randy takes the time to provide solutions that fit your specific needs, whether you’re a first-time homebuyer, refinancing, or investing in property.

We are known for

Personalized Guidance: Randy provides tailored mortgage solutions to match your unique financial goals and homeownership needs.

Expertise You Can Trust: With years of experience in both commercial and residential real estate, Randy brings deep industry insight to help you make informed decisions.

Transparent and Honest Service: Clarity and integrity are at the heart of everything Randy does, keeping you informed at every step of the mortgage process.

Flexible Loan Options: From first-time homebuyer programs to refinancing and investment property loans, Randy offers a wide variety of financing options designed to fit your goals.

talk to a loan specialist

"FAQs"

I offer access to a wide range of loan programs, including conventional, FHA, VA, jumbo, refinance, and investment property loans. Because I work as a mortgage broker, I can explore multiple options to find the loan that best fits your goals and financial situation.

As a mortgage broker, I’m not limited to one lender’s products. This allows me to compare multiple loan programs and rates to find the most competitive and suitable option for you, rather than a one-size-fits-all solution.

The timeline can vary based on the loan type and your specific situation, but most home loans are completed within 30 to 45 days. I stay closely involved throughout the process to keep things moving smoothly and on schedule.

Absolutely. I work closely with first-time buyers to explain every step, review available programs, and help make the process clear and comfortable from application to closing.

To begin, you’ll typically need basic financial details such as income, assets, credit history, and the estimated purchase price or loan amount. Once you reach out, I’ll guide you through exactly what’s needed based on your situation.

Get Started with Confidence

FHA loans can be a powerful tool when paired with the right mortgage guidance. As a mortgage broker at Price Mortgage, Randy Bongard offers access to multiple lenders and loan options to ensure the best possible fit. His experience and advisory approach help simplify the process and eliminate uncertainty. Whether you’re buying your first home or restarting your journey, expert support makes all the difference. Complete the form below to take the first step toward FHA financing and confident homeownership.