Foreign National Home Loan Program

The Foreign National Loan Program is designed to help non-U.S. residents purchase or refinance property in the United States with ease and confidence. This loan option offers flexible qualification guidelines that do not require traditional U.S. credit history. It is ideal for international buyers seeking vacation homes, investment properties, or second residences. With simplified documentation and competitive loan terms, foreign nationals can enjoy a smooth mortgage process. This program opens the door to U.S. real estate opportunities without unnecessary complexity.
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Flexible Financing for International Buyers

This loan program removes many of the typical barriers foreign nationals face when applying for a mortgage in the U.S. Instead of relying on domestic credit reports, lenders may accept alternative financial documentation such as bank statements or international credit references. This approach makes the approval process more accessible and efficient. Borrowers can finance various property types while enjoying professional guidance throughout the process. It is a practical solution for global investors and homeowners alike.
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Personalized Mortgage Support

Every foreign national borrower has unique financial circumstances and goals. This program provides tailored loan solutions to ensure you receive terms that align with your needs. From application to closing, you’ll receive step-by-step assistance to make the experience straightforward. Clear communication and expert advice help eliminate confusion and delays. The focus is on delivering a smooth and stress-free home financing journey.
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Benefits of Foreign National Loan Program

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Flexible income documentation options

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Available for primary and investment properties

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Competitive interest rates and terms

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Trusted Guidance You Can Rely On
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Trusted Guidance You Can Rely On

Navigating U.S. mortgage options as an international buyer can feel overwhelming without proper support. This program pairs you with experienced professionals who understand foreign national lending requirements. You’ll receive transparent information and dependable service every step of the way. The goal is to make property ownership in the U.S. both achievable and rewarding. With expert guidance, you can move forward with confidence.
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Why Choose Price Mortgage for Your Loan Needs

Choosing the right mortgage partner can make all the difference in your homebuying journey. With Randy Bongard at Price Mortgage, you gain more than just a lender—you gain a dedicated advisor committed to helping you achieve your financial goals and homeownership dreams. Every borrower’s situation is unique, and Randy takes the time to provide solutions that fit your specific needs, whether you’re a first-time homebuyer, refinancing, or investing in property.

We are known for

Personalized Guidance: Randy provides tailored mortgage solutions to match your unique financial goals and homeownership needs.

Expertise You Can Trust: With years of experience in both commercial and residential real estate, Randy brings deep industry insight to help you make informed decisions.

Transparent and Honest Service: Clarity and integrity are at the heart of everything Randy does, keeping you informed at every step of the mortgage process.

Flexible Loan Options: From first-time homebuyer programs to refinancing and investment property loans, Randy offers a wide variety of financing options designed to fit your goals.

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Why Choose Randy Bongard at Price Mortgage?

Choosing the right mortgage partner can make all the difference in your homebuying journey. With Randy Bongard at Price Mortgage, you gain more than just a lender—you gain a dedicated advisor committed to helping you achieve your financial goals and homeownership dreams. Every borrower’s situation is unique, and Randy takes the time to provide solutions that fit your specific needs, whether you’re a first-time homebuyer, refinancing, or investing in property.

We are known for

Personalized Guidance: Randy provides tailored mortgage solutions to match your unique financial goals and homeownership needs.

Expertise You Can Trust: With years of experience in both commercial and residential real estate, Randy brings deep industry insight to help you make informed decisions.

Transparent and Honest Service: Clarity and integrity are at the heart of everything Randy does, keeping you informed at every step of the mortgage process.

Flexible Loan Options: From first-time homebuyer programs to refinancing and investment property loans, Randy offers a wide variety of financing options designed to fit your goals.

talk to a loan specialist

"FAQs"

I offer access to a wide range of loan programs, including conventional, FHA, VA, jumbo, refinance, and investment property loans. Because I work as a mortgage broker, I can explore multiple options to find the loan that best fits your goals and financial situation.

As a mortgage broker, I’m not limited to one lender’s products. This allows me to compare multiple loan programs and rates to find the most competitive and suitable option for you, rather than a one-size-fits-all solution.

The timeline can vary based on the loan type and your specific situation, but most home loans are completed within 30 to 45 days. I stay closely involved throughout the process to keep things moving smoothly and on schedule.

Absolutely. I work closely with first-time buyers to explain every step, review available programs, and help make the process clear and comfortable from application to closing.

To begin, you’ll typically need basic financial details such as income, assets, credit history, and the estimated purchase price or loan amount. Once you reach out, I’ll guide you through exactly what’s needed based on your situation.

Start Your U.S. Homeownership Journey Today

Randy Bongard with Price Mortgage is committed to helping foreign nationals access smart and flexible mortgage solutions. With extensive experience in specialized loan programs, Randy ensures each client receives personalized service and clear guidance. This Foreign National Loan Program is built to simplify the process while offering strong financing options. Whether you are investing or purchasing a second home, you’ll have a trusted partner by your side. Complete the form below to begin your journey toward owning property in the United States.