Down Payment Assistance Programs

The Home Equity Loan Program allows homeowners to borrow a lump sum against the equity in their property, providing a predictable repayment plan and fixed interest rate. Unlike a HELOC, this program delivers a one-time disbursement ideal for major expenses like home renovations, debt consolidation, or large purchases. It is perfect for borrowers seeking certainty with their payments and access to funds without refinancing their entire mortgage. This program makes your home’s equity work for you efficiently and safely.
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Lump-Sum Financing for Homeowners

This program provides a single disbursement of funds that can be used immediately for planned projects or financial needs. Lenders evaluate the home’s current value, your outstanding mortgage balance, and credit history to determine eligibility. Fixed interest rates and structured repayment schedules ensure stability over the life of the loan. It is a smart solution for homeowners who want predictable monthly payments and the ability to fund significant expenses without ongoing borrowing.
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Clear Guidance Throughout the Process

Applying for a home equity loan can feel complicated without expert support. This program offers step-by-step assistance, helping borrowers understand qualifying requirements, loan terms, and documentation needed. With clear communication and professional guidance, the loan process becomes straightforward. The focus is on providing homeowners with confidence and clarity while accessing their home’s equity.
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Benefits of Home Equity Loan Program

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Lump-sum disbursement for large expenses

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Fixed interest rate for predictable payments

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Ideal for home improvements or debt consolidation

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Uses home equity without refinancing your mortgage
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Professional Support You Can Trust

Managing a home equity loan requires careful planning and understanding of your financial situation. This program connects you with mortgage specialists who provide personalized advice and transparent guidance. You’ll receive support at every step to ensure your loan aligns with your goals. The objective is to make borrowing against your home simple, secure, and stress-free.
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Why Choose Price Mortgage for Your Loan Needs

Choosing the right mortgage partner can make all the difference in your homebuying journey. With Randy Bongard at Price Mortgage, you gain more than just a lender—you gain a dedicated advisor committed to helping you achieve your financial goals and homeownership dreams. Every borrower’s situation is unique, and Randy takes the time to provide solutions that fit your specific needs, whether you’re a first-time homebuyer, refinancing, or investing in property.

We are known for

Personalized Guidance: Randy provides tailored mortgage solutions to match your unique financial goals and homeownership needs.

Expertise You Can Trust: With years of experience in both commercial and residential real estate, Randy brings deep industry insight to help you make informed decisions.

Transparent and Honest Service: Clarity and integrity are at the heart of everything Randy does, keeping you informed at every step of the mortgage process.

Flexible Loan Options: From first-time homebuyer programs to refinancing and investment property loans, Randy offers a wide variety of financing options designed to fit your goals.

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Why Choose Randy Bongard at Price Mortgage?

Choosing the right mortgage partner can make all the difference in your homebuying journey. With Randy Bongard at Price Mortgage, you gain more than just a lender—you gain a dedicated advisor committed to helping you achieve your financial goals and homeownership dreams. Every borrower’s situation is unique, and Randy takes the time to provide solutions that fit your specific needs, whether you’re a first-time homebuyer, refinancing, or investing in property.

We are known for

Personalized Guidance: Randy provides tailored mortgage solutions to match your unique financial goals and homeownership needs.

Expertise You Can Trust: With years of experience in both commercial and residential real estate, Randy brings deep industry insight to help you make informed decisions.

Transparent and Honest Service: Clarity and integrity are at the heart of everything Randy does, keeping you informed at every step of the mortgage process.

Flexible Loan Options: From first-time homebuyer programs to refinancing and investment property loans, Randy offers a wide variety of financing options designed to fit your goals.

talk to a loan specialist

"FAQs"

I offer access to a wide range of loan programs, including conventional, FHA, VA, jumbo, refinance, and investment property loans. Because I work as a mortgage broker, I can explore multiple options to find the loan that best fits your goals and financial situation.

As a mortgage broker, I’m not limited to one lender’s products. This allows me to compare multiple loan programs and rates to find the most competitive and suitable option for you, rather than a one-size-fits-all solution.

The timeline can vary based on the loan type and your specific situation, but most home loans are completed within 30 to 45 days. I stay closely involved throughout the process to keep things moving smoothly and on schedule.

Absolutely. I work closely with first-time buyers to explain every step, review available programs, and help make the process clear and comfortable from application to closing.

To begin, you’ll typically need basic financial details such as income, assets, credit history, and the estimated purchase price or loan amount. Once you reach out, I’ll guide you through exactly what’s needed based on your situation.

Turn Your Home’s Equity Into Opportunity

Randy Bongard with Price Mortgage helps homeowners access home equity loans that fit their financial needs. With extensive experience and personalized service, Randy ensures the process is smooth and tailored to your situation. The Home Equity Loan Program gives you access to a lump sum with predictable payments, making it easier to achieve your goals. Complete the form below to take the first step toward utilizing your home’s equity today.